Bankruptcy Law – Adams Rizzi Sween

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Experienced Bankruptcy Law Services in Austin, MN, and Surrounding Areas

If you’re struggling with debt and considering bankruptcy, Adams, Rizzi & Sween P.A. in Austin, MN, is here to help you navigate the complex legal process. Our experienced bankruptcy attorneys provide compassionate and practical guidance to help you regain control of your financial situation.

Bankruptcy can be overwhelming, but it can also provide a fresh start for individuals and businesses facing financial hardship. Our team is well-versed in the different types of bankruptcy, including Chapter 7 and Chapter 13 for individuals and Chapter 11 for businesses. We will work with you to determine the best course of action based on your unique circumstances, ensuring you are fully informed and supported throughout the process.

Whether you’re facing overwhelming credit card debt, medical bills, or business-related financial challenges, we can assist you in finding a solution that fits your needs. We’ll help you understand which debts can be discharged, which assets you can protect, and how to move forward with confidence toward a more stable financial future.

Financial difficulties can happen to anyone. Our skilled bankruptcy attorneys can help you explore your options and find the path to financial freedom.

WHAT WE CAN DO

Our Bankruptcy Services

Chapter 7 Bankruptcy

Also known as "liquidation bankruptcy," Chapter 7 allows individuals to discharge most unsecured debts, such as credit card balances and medical bills. We'll guide you through the means test, help you understand which assets are exempt, and represent your interests in court.

Chapter 13 Bankruptcy

For individuals with a steady income who wish to keep their assets, Chapter 13 bankruptcy involves creating a repayment plan that allows you to pay off your debts over three to five years. We'll help you develop a feasible plan and negotiate with creditors.

Chapter 11 Bankruptcy

Businesses facing financial difficulties may benefit from Chapter 11 bankruptcy, which allows for reorganization and continued operation while restructuring debt. We'll guide you through the complexities and help create a viable business plan for the future.

Debt Negotiation

In some cases, bankruptcy may not be necessary. We can negotiate with creditors on your behalf to reduce debts, establish manageable payment plans, or reach settlements that help you avoid bankruptcy altogether.

Credit Counseling

We provide guidance on rebuilding credit after bankruptcy and establishing sound financial practices to help ensure long-term financial stability and prevent future issues.

Foreclosure Defense

If you're facing home foreclosure, we can help you understand your options within bankruptcy to potentially save your home or negotiate more favorable terms with your lender.

Bankruptcy Law Services